:root{
  --am-blue:#003f7d;
  --am-blue-dark:#00284f;
  --am-blue-light:#eaf3fb;
  --am-red:#c5162e;
  --am-yellow:#ffd400;
  --am-gray:#ececec;
  --am-gray-dark:#555;
  --am-ink:#151515;
  --am-white:#fff;
  --am-border:#b8c4cf;
  --am-green:#19713b;
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;background:#fff;color:var(--am-ink);font-family:Arial,Helvetica,sans-serif;font-size:16px;line-height:1.62}
a{color:var(--am-blue);text-decoration-thickness:1px;text-underline-offset:2px}
a:hover{color:var(--am-red)}
img{max-width:100%;height:auto}
.am-wrap{width:min(1120px,calc(100% - 32px));margin-inline:auto}
.am-topline{height:8px;background:linear-gradient(90deg,var(--am-blue) 0 72%,var(--am-red) 72% 86%,var(--am-yellow) 86%)}
.am-header{background:#fff;border-bottom:1px solid var(--am-border)}
.am-header-inner{display:flex;align-items:center;justify-content:space-between;gap:24px;padding:19px 0}
.am-brand{text-decoration:none;display:flex;align-items:center;gap:14px;color:var(--am-blue-dark)}
.am-logo-box{border:3px solid var(--am-blue);padding:5px 9px;font-size:22px;font-weight:900;letter-spacing:.06em;background:#fff}
.am-brand-copy strong{display:block;font-size:1.1rem}
.am-brand-copy span{color:var(--am-gray-dark);font-size:.88rem}
.am-header-cta{display:inline-block;background:var(--am-red);color:#fff;padding:10px 15px;font-weight:700;text-decoration:none;border:2px solid var(--am-red)}
.am-header-cta:hover{background:#fff;color:var(--am-red)}
.am-nav{background:var(--am-blue);border-bottom:5px solid var(--am-yellow)}
.am-nav-inner{display:flex;flex-wrap:wrap}
.am-nav a{color:#fff;text-decoration:none;font-weight:700;padding:12px 14px;border-right:1px solid rgba(255,255,255,.25)}
.am-nav a:hover,.am-nav a[aria-current="page"]{background:var(--am-blue-dark)}
.am-hero{background:linear-gradient(135deg,var(--am-blue-light),#fff 63%);border-bottom:1px solid var(--am-border)}
.am-hero-inner{padding:54px 0 48px}
.am-kicker{display:inline-block;background:var(--am-yellow);color:#111;font-weight:800;padding:5px 9px;text-transform:uppercase;letter-spacing:.04em}
h1,h2,h3{color:var(--am-blue-dark);line-height:1.18}
h1{font-size:clamp(2.1rem,5vw,4rem);max-width:900px;margin:.28em 0 .25em}
h2{font-size:clamp(1.6rem,3vw,2.35rem);margin-top:0}
h3{font-size:1.25rem}
.am-lead{font-size:1.22rem;max-width:900px}
.am-actions{display:flex;flex-wrap:wrap;gap:12px;margin-top:24px}
.am-button{display:inline-block;background:var(--am-red);border:2px solid var(--am-red);color:#fff;text-decoration:none;font-weight:800;padding:12px 18px}
.am-button:hover{background:#fff;color:var(--am-red)}
.am-button-secondary{background:var(--am-blue);border-color:var(--am-blue)}
.am-button-secondary:hover{color:var(--am-blue)}
main{padding:42px 0 70px}
.am-section{margin-bottom:48px}
.am-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:18px}
.am-grid-2{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:22px}
.am-card{border:1px solid var(--am-border);border-top:5px solid var(--am-blue);padding:21px;background:#fff;box-shadow:0 3px 12px rgba(0,40,79,.07)}
.am-card.red{border-top-color:var(--am-red)}
.am-card.yellow{border-top-color:var(--am-yellow)}
.am-card p:last-child{margin-bottom:0}
.am-checks{padding-left:0;list-style:none}
.am-checks li{padding-left:28px;position:relative;margin:.55em 0}
.am-checks li::before{content:"✓";position:absolute;left:0;color:var(--am-green);font-weight:900}
.am-process{counter-reset:step;display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:15px}
.am-step{counter-increment:step;border:1px solid var(--am-border);padding:18px;background:var(--am-blue-light)}
.am-step::before{content:counter(step);display:grid;place-items:center;width:34px;height:34px;background:var(--am-blue);color:#fff;font-weight:900;border-radius:50%;margin-bottom:10px}
.am-callout{background:var(--am-blue-dark);color:#fff;border-left:9px solid var(--am-yellow);padding:25px}
.am-callout h2,.am-callout h3{color:#fff}
.am-note{background:#fff8cf;border:1px solid #e8c900;border-left:7px solid var(--am-yellow);padding:18px}
.am-table-wrap{overflow-x:auto}
.am-table{width:100%;border-collapse:collapse}
.am-table th,.am-table td{border:1px solid var(--am-border);padding:12px;text-align:left;vertical-align:top}
.am-table th{background:var(--am-blue);color:#fff}
.am-table tr:nth-child(even) td{background:#f6f8fa}
.am-breadcrumb{font-size:.9rem;color:var(--am-gray-dark);margin-bottom:18px}
.am-faq details{border:1px solid var(--am-border);margin-bottom:10px;background:#fff}
.am-faq summary{cursor:pointer;padding:15px 48px 15px 17px;font-weight:800;color:var(--am-blue-dark);position:relative}
.am-faq summary::after{content:"+";position:absolute;right:18px;font-size:1.35rem}
.am-faq details[open] summary::after{content:"–"}
.am-faq .answer{padding:0 17px 15px}
.am-search{width:100%;padding:13px;border:2px solid var(--am-blue);font:inherit;margin-bottom:20px}
.am-footer{background:var(--am-blue-dark);color:#fff;border-top:7px solid var(--am-red);padding:38px 0}
.am-footer a{color:#fff}
.am-footer-grid{display:grid;grid-template-columns:2fr 1fr 1fr;gap:25px}
.am-small{font-size:.9rem;color:var(--am-gray-dark)}
.am-footer .am-small{color:#dbe6ef}
@media(max-width:850px){
 .am-grid,.am-grid-2,.am-process,.am-footer-grid{grid-template-columns:1fr}
 .am-header-inner{align-items:flex-start;flex-direction:column}
 .am-nav-inner{display:block}
 .am-nav a{display:block;border-right:0;border-bottom:1px solid rgba(255,255,255,.2)}
}